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Transaction Disputes
I am a viva.com debit card holder
I would like a refund for a purchase I made. What should I do?
I would like a refund for a purchase I made. What should I do?

Personal - Card - Disputes

Updated over a week ago

If for any reason, you wish to cancel a transaction you have made with a business for a product, we recommend that you first contact the business in writing requesting the cancellation of the transaction.

If you do not come to an agreement with the merchant you can submit a request to one of our representatives to dispute the transaction stating the reasons why you wish to cancel the transaction/charge and forwarding the communication you had with the merchant.

The most common reasons for a dispute request are:

  • I did not receive the product/received another product or a misleading product

  • I have paid in another way (another card, cash, etc.)

  • I used another card or other means of payment (i.e. other card, other card, other payment, other card, other payment method)

  • I have been charged for a subscription which I have cancelled

  • The credit I expect from the merchant has not been completed

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