This is a custom API to request charge tokens and to perform 3D-Secure cardholder authentication. For native applications – using a backend channel – the same functionality can be achieved as with Native Checkout v2 3DS. However, a browser is required for displaying the card issuer’s authentication window to the user.

Before you start

The demo environment has a base URL of and for the live environment it’s

For information on how to generate an access token, see OAuth 2 token generation on our Authentication page.

  1. Create an account with Viva Wallet, if you do not already have one. There are two types:
    Sandbox/demo account, for testing purposes
    Production/live account, for payments in the real world.

  2. Log in to your demo account or live account.

  3. Complete our Request access token procedure.

  4. Make a note of your access token which will expire after 3600 seconds (one hour). Include a function in your code that repeats step 3 above programmatically before each expiry.

  5. Create a payment source selecting Redirection/Native Checkout v2 as the integration method.

Find out more

For further information, please go to API calls on the Viva Wallet Developer Portal.

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