To benefit from the zero % commission, it is necessary that you meet the following conditions:
Payments should be made with personal cards and not business
Transaction debit cards must be VISA/MasterCard and Maestro (including Bancontact Maestro Belgium cards).
In the instance of transactions without the physical presence of the card, the cards must have been issued only in countries of the European Economic Area (EEA).
Transactions that are not included in the calculation of Viva Cashback are:
Payments of accounts/utilities/organisations through the Viva Wallet Account.