Scheme and interchange fees are driven by variables such as the card level (e.g. platinum / commercial), country of merchant, issuer, merchant segment, transaction type (online or card not present) and more.

For the Cartes Bancaires scheme, the below fees apply:

A. Interchange Fee

  • 0.2% debit card

  • 0.3% credit card

  • 0.9% commercial card

B. Scheme Fee

  • 0.0275€ + 0.06%

C. Viva Service Fee

  • Viva Tarif commonly agreed with Viva Sales Team (same with other Schemes, e.g. Visa/Mastercard)

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